Barn Raising

There has been a litteral barn raising at my homestead and it reminds me of the Amish community near my hometown. My grandparents would take Jon and I there when we were kids. The Amish gave my grandfather a loan to start his business. They are amazing hard working people that cooperatively support one another and view the whole of the community as providing strength for the individual.

That's exactly what I needed in my life. My home project list was as never ending as the rain that prevented me from painting my house all year. We scraped, sanded, power washed but to no avail there wasn't 14 dry days in a row needed for the paint to take. Until the past two weeks, and with a business trip looming, the Butterfield family, my friends Adam, Brandon, and the  neighborhood kids worked 16 hour days knowing the paint on that house is the one thing keeping my refinance from helping to get my grandmother's title off my property as collateral, so that if necessary she can go to a nursing home. (PS. I love my grandmother as much or more than any human being on this planet.)

The house is painted. The estimator comes today. I depart for my business trip in the morning.

Before and after pictures coming when the trim is complete, until then here is a picture from when we started the painting project in February. We had to sand the whole house and replace rotten wood. I've learned so much, including how to run several types of saws, an angle grinder, belt sander, power washer and paint sprayer. I could go Amish or into the labor field if credit unions don't work out. (wink)

The reason why.

Why are we frustrated with many of our elected officials? (Some say a movement is gaining traction to vote long-term representatives out of office.) Why are so many credit unions struggling to survive? Because they are focused on WHAT they are doing instead of WHY! Loyalty comes when people are inspired by WHY you do what you do. Why creates trust beyond the immediate choice, the immediate law written, the immediate rate or loan product you provide. Why we do it conveys who we are that it is our choice to get up in the morning to be the best we can be. For many of us, the best our legislators can be is not just keeping their job by passing another law or spending more money. The best credit unions can be is not just making another loan. Any bank can do that.


I was contemplating this with Scott about why we get up in the morning excited to go to work everyday, building Credit Union Strategic Planning. Why we do it is because we believe the world is a better place with credit unions creating financial opportunity through the realization of the International Operating Principles. How many credit union's even consider the operating principles in their strategic planning? How can you have a plan that isn't defined by why you exist? 


So it is that we came to the logical conclusion:

"Our goal is not to do business with everyone that needs what we do. Our goal is to do business with credit unions that believe in why we do it." 

And that's why our clients are getting $500,000 grants from Harlem NYC to Hawaii and growing loans by 50 percent in a single year. 

This short, inspiring video provides more insight:

Such Great Heights

This spring has been beautiful with mist and sunshine producing a rainbow over Tacoma at least once a week, and there is a pot of gold under it, I swear.  Einstein blessed us all with his philosophy, "in adversity there is opportunity." The adversity is nearly a vague memory, even my attachment to it. Now the opportunities that continue to unfold are taking my life to such great heights!

Such Great Heights Top Ten List:

10. Inventing a new exercise regime resulting in my trainer guiding me to beat all of the men at the gym to gain the most lean muscle mass during the Fitness Challenge. My weightlifting and yoga with SkyAnn has become an incredible spiritual practice with affirmations between weight sets like, “I am one with God,” and “I am strong, powerful and focused,” held in warrior two position with an archer movement. This focus has direct application to getting results with my home and work.

9. Amsterdam in August. I am actively pursuing affordable ways to broaden my experience of the world. The planning is paying off. Another consultant offered to do a brief home exchange. Details to come…

8. The guest cabin is finished and officially a revenue stream that produces financial stability with a renter that also enhances my quality of life. My long-time friend, Sam Dollar, friend of both Graef kids and all around good guy is great fun and help to have around. The cabin is there if Grandma ever wants to come live with me. It could also be a future office as Credit Union Strategic Planning continues to grow.

7. Quality family time at Camp Seymour with Dylan, one of the best weeks every with my son. We canoed, climbed a giant rock wall, and made new friends. My co-cabin leader Kelly, ended up becoming one of my dearest friends. She’s from New Zealand and a real kiwi.

 (My camp uniform)

(Dylan smiling on a big canoe.)

 

(My cabin pranksters: We stole the boys' shoes, including Dylan's.)

6. Credit Union Strategic Planning is rocking. The Congressman’s Office called us to offer official Congressional Recognition for the American Debt Relief Challenge. And after adding Scott as our CEO the quality of work continued to exceed expectations. The reward is in the referrals. We will be speaking at the national Community Credit Union Conference as experts on The US Treasury CDFI grants in Boston in October. Landing the largest individual credit union grant from the Obama Administration’s Recovery Act Funds had a little something to do that.

5. Recovered pictures from Africa. After the 2006 World Trade Center Tacoma  Goodwill Mission to Africa debrief at the University of Washington with Congressman Adam Smith, my hard drive deleted my photos. I was bummed. Most of the trip was spent studying poverty reduction and visiting credit unions and cooperatives. A conversation this week with my brother and viola, he had backups the whole time!

4. Paying off debt. It feels good to be complete with my word. Money is just a means to exchange value. I value my word and am being100% complete with my word, beyond legal obligation. (Even paying cheating ex-boyfriend who I don't legally owe money. I did care deeply about him and have the respect to bring closure for myself.)

3. Being a role model for friends who see I made it through a hard time to show them they will get through it too. Two friends have called me on the brink of taking their lives during the last year. Both have thanked me for being there at the critical time, being unwavering in my demand that they deal with it head on, and being so honest about my own challenge last year that they weren’t embarrassed to talk to me. Several other friends have sought assistance with starting their own businesses. It feels good to be a reliable friend.

2. My brother desires to plant another garden this year. Scott and his boys want to help build the fence. Whitney is committed to lead the old concrete removal and I will have a new back yard when we paint the back house to get ready for a refinance. The goal, thank my grandmother for believing in me by getting her name off the loan.

1. I feel like myself again and life is rocking. And with that comes the realization that I am best when I am fully being me. And with that comes the knowledge as a parent to support Dylan fully being himself. 

(Dylan during a recent trip to Washington DC visiting Cousin Simon.)

 

I am motivated to action by my awareness that what holds us in the same place is only what we do not do. And wow I am not in the same place now I was at this time last year. I got rid of all of the negative influences. Took action on every opportunity and am making life the reality I desire to live…

Christmas Gifts in the Tub

It was much easier to live with the bathtub in the living room for a few days than the refrigerator for a few months; and the bath rehab was a ton more fun.

 Why? Possibly the creative adventure of going potty (without a potty) or diving into my first tile job.  Honestly, I didn't think I had it in me to do all of this construction. But it was nothing compared to skydiving-or Melina, Scott and I kick starting Credit Union Strategic Planning. So why am I  timid about this construction business? I'm about to get over it. Ok, I'm over it. We are doing it. Heck, I'm doing it with a little help from my friends. I can't believe that I fooled myself into thinking this was too much for me to do as a single mom earlier this year. This year has been a blessing for affirming my faith. It's all God.


Status Check: The back house is nearing the home stretch. It now has walls, windows, doors AND the electricity was powered up this week.The countdown to 2010 is on. Dylan recieved his first A on his report card last week (and he earned several). And we added another staffer at Credit Union Strategic Planning- my old colleague and dear friend, Marilyn De Lucia.

Christmas is coming and the gifts disguised as challenges are rockin' my world. Throw some more my way, God. (I'm smiling, grateful and enjoying an occasional bathtub in the living room for a day or four.)

Merry Anything You Celebrate. Merry Christmas!

Saling Under the Harvest Moon

September in Seattle (and Tacoma) is marked by cool air that chills the nape and the last of the zucchini blossoms. In the Garden of Goodness, a beautiful bounty of squash, cucumbers, peppers, leeks, tomatoes, and lima beans was lit by the harvest moon this weekend. It also sparkled across the water of Elliott Bay (read on).

The seeds we’ve sown and nurtured have blossomed and bore fruit when we reap our harvest. These past few months I planted seeds of my own to:

1. Regain my self-love.

2. Establish boundaries to improve my parenting and protect my home and finances.

3. Step faithfully beyond the fear of the unknown with my business and construction projects.

4. Be the integrity that my word represents my intentions to the world.

5. Forgive and release energy focused on the past.

The (symbolic) garden of my life is overflowing with freshness..


Dylan started the fifth grade last Wednesday. We made an agreement on the house rules. After setting the rules, I asked, “Is there anything that would keep you from living with these rules? Now is the time for us to change anything you can’t live with.” He asked if we could have a rule that I take him to school 20 minutes early everyday. I said, “No problem,” and kept my promise all week, as I will for the remainder of the year. He also kept his word about living with the rules.

For the first time ever, on Thursday he asked, “Is there any other chores I can do for you, mom?” AMAZING! The rules and expectations are building his motivation and confidence. He wants to exceed my expectations.

I too want to exceed my own expectations (and his). In business, we closed two more U.S. Treasury grant writing contracts last week- and picked up a strategic planning client in Sonoma, CA.

What about personal joy? I mentioned, “the moon sparkled on Elliot Bay.” I’ve been so heartbroken these last few months, that I forgot that spending time with an attractive, charismatic man could be enjoyable and romantic. I went on a date on Friday- let my hair down, laughed, smiled and was swept off my feet for an evening. It’s been so long since I’ve felt remotely interested in a man. And really it has been about me loving myself enough to let go of something that didn't work to create an opening in my heart for something that could.



I’m letting go of the sadness. It’s not hard when the option is to sit in mourning or to graciously accept roses during a sunset cruise from someone that just wants to get to know me.

The message at my spiritual center today was simply be light and feel joy. That seams like a way to be grateful for the things we’ve nurtured and grown in our lives.

Last week before school

It's the last week before school starts and what does that mean for kids? It's the last week to help mom out! (hehe) Actually, Dylan's been at his grandparents in Portland for most of the Summer. It has been a joy to have him back.

I've grown as a parent during these few short months. I realized we needed a few rules, boundaries and for me to clearly communicate my expectations- so he could exceed them. And boy was this the best idea I've ever had. He loves that I am letting him know what to expect up front. So much so, that he looked forward to his chore of washing the car, told me that it was his bed time and offered to make me coffee in the morning.

I can't imagine the coffee making is a permanent thing, but I believe the respect is sustainable. I realized that being consistent with bed time, home work time and expressed rules and consequences is actually showing him respect. We reap what we sow.

It's going to be a great year.

Thank you Mrs. Butterfield

My friend Scott Butterfield is a master with numbers in a way that I may never know in this lifetime. So it is that Scott and I are connected at the computer-hip this month as our team writes US Treasury Grant Applications.

His wife Lora is his mental match, the Executive Director of the Bonney Lake Chamber of Commerce and a domestic goddess. To break the monotony of the hard work and impact on our families, Lora and Scott invited Dylan, Luke and I over for an after work BBQ on Sunday



After hours of toiling over numbers, I joined Luke and Dylan for a jump on the Butterfield's trampoline.


























Lora's strawberry shortcake was the sweetest part of the evening.