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CLAW

EduCLAWtion Evening Shot 1
Originally uploaded by markmonlux

Tacoma friends if you've never been to a Secret Society of the C.L.A.W. meeting, I highly recommend it.

C.L.A. W. is the Cartoonist's League of Absurd Washingtonians. They meet at Amocat. Their site: http://www.cartoonistsleague.org/

And Morgan Alexander is the best friend a C.L.A.W. could have. Just ask Gary Larson, of the Far Side. He was present for the Great Yearly Ceremony at the Knights of the Pythian Temple yesterday. (Apparently his son didn't have swim practice. Mine did.)

Morgan and I share the same birthday and we are having a birthday party at Amocat together next week. You should come wearing your fez or with a cartoon. (This birthday event is not officially endorsed by CLAW or even remotely related.)


That's all.

Barn Raising

There has been a litteral barn raising at my homestead and it reminds me of the Amish community near my hometown. My grandparents would take Jon and I there when we were kids. The Amish gave my grandfather a loan to start his business. They are amazing hard working people that cooperatively support one another and view the whole of the community as providing strength for the individual.

That's exactly what I needed in my life. My home project list was as never ending as the rain that prevented me from painting my house all year. We scraped, sanded, power washed but to no avail there wasn't 14 dry days in a row needed for the paint to take. Until the past two weeks, and with a business trip looming, the Butterfield family, my friends Adam, Brandon, and the  neighborhood kids worked 16 hour days knowing the paint on that house is the one thing keeping my refinance from helping to get my grandmother's title off my property as collateral, so that if necessary she can go to a nursing home. (PS. I love my grandmother as much or more than any human being on this planet.)

The house is painted. The estimator comes today. I depart for my business trip in the morning.

Before and after pictures coming when the trim is complete, until then here is a picture from when we started the painting project in February. We had to sand the whole house and replace rotten wood. I've learned so much, including how to run several types of saws, an angle grinder, belt sander, power washer and paint sprayer. I could go Amish or into the labor field if credit unions don't work out. (wink)

The reason why.

Why are we frustrated with many of our elected officials? (Some say a movement is gaining traction to vote long-term representatives out of office.) Why are so many credit unions struggling to survive? Because they are focused on WHAT they are doing instead of WHY! Loyalty comes when people are inspired by WHY you do what you do. Why creates trust beyond the immediate choice, the immediate law written, the immediate rate or loan product you provide. Why we do it conveys who we are that it is our choice to get up in the morning to be the best we can be. For many of us, the best our legislators can be is not just keeping their job by passing another law or spending more money. The best credit unions can be is not just making another loan. Any bank can do that.


I was contemplating this with Scott about why we get up in the morning excited to go to work everyday, building Credit Union Strategic Planning. Why we do it is because we believe the world is a better place with credit unions creating financial opportunity through the realization of the International Operating Principles. How many credit union's even consider the operating principles in their strategic planning? How can you have a plan that isn't defined by why you exist? 


So it is that we came to the logical conclusion:

"Our goal is not to do business with everyone that needs what we do. Our goal is to do business with credit unions that believe in why we do it." 

And that's why our clients are getting $500,000 grants from Harlem NYC to Hawaii and growing loans by 50 percent in a single year. 

This short, inspiring video provides more insight:

Dylan and Jamo: The Community We Create

I'm a geek for community building. How can we love where we live? Make it the community we love to live in...with action.

Dylan and I love to give to and receive help from friends. We also volunteer a bit. The video (see below) is a PSA that featured our family. While we were not the biggest donors, the idea is that if I can give $100 as a single mom, you can too.




YWCA Pierce County "What Can You Do?" from Jason Ganwich on Vimeo.







The YWCA was the first domestic violence shelter in Washington state. Our community is a better place to live with a safe place for women and children to escape domestic abuse.

Trip to Turkey!

I'm honored to share that the Acacia Foundation invited me on behalf of my firm Credit Union Strategic Planning to participate in a cultural trip to Turkey to develop mutual understanding between Turkish and American people. I am deeply moved to visit my second predominantly muslim, democracy to study their economy, culture, history and of course the presence of cooperatives and credit unions.


I learned much during my 2006 trip to Mali, West Africa. It too is a predominantly Muslim nation with a thriving democracy. The role of cooperatives and credit unions there, inspired much of my community development credit union work during the last three years.


We depart for Turkey next month! My passport is ready. 

Over $1 Million in Blessings and Counting

Have you ever had a week so spectacular that your heart won't stop beating out of your chest? That's what is going on up in these parts! It is a mind blowing, miraculous affirmation that living a life of purpose, service and integrity creates both the community we enjoy and the reality we desire.

Sooo what's so mind blowing?  First, my friend Demaris has been praying for her grandson's spinal tumor to stop growing. And miracles occurred this week. Which really got me to thinking about how grateful I am for my son's health and my own.  Dylan celebrated his 11th Birthday this week, which I must say as a mom brings me more joy than any other event, accomplishment or affirmation. If my one success in life was to raise this fine human being, my life would be well spent. God's using my life for more is just the icing on the cake.


And the $1 million in blessings? That is how God is using my life. We, the Credit Union Strategic Planning we, (Melina, Scott and I) are actively inventing programs for credit unions to reduce poverty.  And it is a ton of work and months waiting on the sidelines to hear if our programs are funded. Today we heard.  The US Treasury granted our client, Hawaii First, $457,000! It is the only credit union in the nation to receive a CDFI NACA  grant. That large sum is the full amount we requested in the application they hired us to write. The money will be used to help low income native Hawaiians to move from debt to asset building. This follows on the heels of our client in NYC being one of only two credit unions in the nation that received a CDFI Supplementary Round funding- and ours was the largest. That award was also for $500,000, to help immigrants, the poorest of the poor for three generations to obtain micro-business loans. These two grants along with the others, places our total of funds secured through the US Treasury to deploy to low income people in distressed communities through credit unions well over $1 million in the last two years alone!

That, AND the US Congress is recognizing our separate project The American Debt Relief Challenge on the official House Record for saving consumers over $20 million to date. We've really saved consumers over $20 million. I think of that impact and I'm humbled about the days my insecurity gets the best of me. We all have those days when we are down or tired. What purpose or service is there for us to share and be in integrity with using our life as a gift?

If you ever want to talk about finding your purpose, email me.  I love that conversation. Then lets put action behind it. You can be any you, you want to be.

Such Great Heights

This spring has been beautiful with mist and sunshine producing a rainbow over Tacoma at least once a week, and there is a pot of gold under it, I swear.  Einstein blessed us all with his philosophy, "in adversity there is opportunity." The adversity is nearly a vague memory, even my attachment to it. Now the opportunities that continue to unfold are taking my life to such great heights!

Such Great Heights Top Ten List:

10. Inventing a new exercise regime resulting in my trainer guiding me to beat all of the men at the gym to gain the most lean muscle mass during the Fitness Challenge. My weightlifting and yoga with SkyAnn has become an incredible spiritual practice with affirmations between weight sets like, “I am one with God,” and “I am strong, powerful and focused,” held in warrior two position with an archer movement. This focus has direct application to getting results with my home and work.

9. Amsterdam in August. I am actively pursuing affordable ways to broaden my experience of the world. The planning is paying off. Another consultant offered to do a brief home exchange. Details to come…

8. The guest cabin is finished and officially a revenue stream that produces financial stability with a renter that also enhances my quality of life. My long-time friend, Sam Dollar, friend of both Graef kids and all around good guy is great fun and help to have around. The cabin is there if Grandma ever wants to come live with me. It could also be a future office as Credit Union Strategic Planning continues to grow.

7. Quality family time at Camp Seymour with Dylan, one of the best weeks every with my son. We canoed, climbed a giant rock wall, and made new friends. My co-cabin leader Kelly, ended up becoming one of my dearest friends. She’s from New Zealand and a real kiwi.

 (My camp uniform)

(Dylan smiling on a big canoe.)

 

(My cabin pranksters: We stole the boys' shoes, including Dylan's.)

6. Credit Union Strategic Planning is rocking. The Congressman’s Office called us to offer official Congressional Recognition for the American Debt Relief Challenge. And after adding Scott as our CEO the quality of work continued to exceed expectations. The reward is in the referrals. We will be speaking at the national Community Credit Union Conference as experts on The US Treasury CDFI grants in Boston in October. Landing the largest individual credit union grant from the Obama Administration’s Recovery Act Funds had a little something to do that.

5. Recovered pictures from Africa. After the 2006 World Trade Center Tacoma  Goodwill Mission to Africa debrief at the University of Washington with Congressman Adam Smith, my hard drive deleted my photos. I was bummed. Most of the trip was spent studying poverty reduction and visiting credit unions and cooperatives. A conversation this week with my brother and viola, he had backups the whole time!

4. Paying off debt. It feels good to be complete with my word. Money is just a means to exchange value. I value my word and am being100% complete with my word, beyond legal obligation. (Even paying cheating ex-boyfriend who I don't legally owe money. I did care deeply about him and have the respect to bring closure for myself.)

3. Being a role model for friends who see I made it through a hard time to show them they will get through it too. Two friends have called me on the brink of taking their lives during the last year. Both have thanked me for being there at the critical time, being unwavering in my demand that they deal with it head on, and being so honest about my own challenge last year that they weren’t embarrassed to talk to me. Several other friends have sought assistance with starting their own businesses. It feels good to be a reliable friend.

2. My brother desires to plant another garden this year. Scott and his boys want to help build the fence. Whitney is committed to lead the old concrete removal and I will have a new back yard when we paint the back house to get ready for a refinance. The goal, thank my grandmother for believing in me by getting her name off the loan.

1. I feel like myself again and life is rocking. And with that comes the realization that I am best when I am fully being me. And with that comes the knowledge as a parent to support Dylan fully being himself. 

(Dylan during a recent trip to Washington DC visiting Cousin Simon.)

 

I am motivated to action by my awareness that what holds us in the same place is only what we do not do. And wow I am not in the same place now I was at this time last year. I got rid of all of the negative influences. Took action on every opportunity and am making life the reality I desire to live…

Help Me Be Great

I've been thinking about happiness coming from our way of being- not from what we get from anyone else, not money, or affection or even praise.

My friend Sam Dollar, a phenomenal  graphic designer, volunteered to design these billboards for the Boys and Girls Clubs. I love to take photos and we previously collaborated- so he asked me to volunteer.

In the hour Dylan and I spent with these children asking them what they enjoyed about the Boys & Girls Clubs, snapping the camera to catch that glimmer of excitement in their eye, i really got it. My happiness was in my way of being in that moment. It was spending time with Dylan, contributing to community, listening to the kids talk about their lives. It was helping my friend Sam.

Christmas Gifts in the Tub

It was much easier to live with the bathtub in the living room for a few days than the refrigerator for a few months; and the bath rehab was a ton more fun.

 Why? Possibly the creative adventure of going potty (without a potty) or diving into my first tile job.  Honestly, I didn't think I had it in me to do all of this construction. But it was nothing compared to skydiving-or Melina, Scott and I kick starting Credit Union Strategic Planning. So why am I  timid about this construction business? I'm about to get over it. Ok, I'm over it. We are doing it. Heck, I'm doing it with a little help from my friends. I can't believe that I fooled myself into thinking this was too much for me to do as a single mom earlier this year. This year has been a blessing for affirming my faith. It's all God.


Status Check: The back house is nearing the home stretch. It now has walls, windows, doors AND the electricity was powered up this week.The countdown to 2010 is on. Dylan recieved his first A on his report card last week (and he earned several). And we added another staffer at Credit Union Strategic Planning- my old colleague and dear friend, Marilyn De Lucia.

Christmas is coming and the gifts disguised as challenges are rockin' my world. Throw some more my way, God. (I'm smiling, grateful and enjoying an occasional bathtub in the living room for a day or four.)

Merry Anything You Celebrate. Merry Christmas!

Happiness is Love

Dylan was happy to see me today. His little kid kisses were full of thanks to have mom back.  With no grant deadline or travel in sight, it's good to be back to normal life, being a mom and folding laundry.

I confess that I am guilty of  being a road warrior and grant junkie. For the past month we  traveled cross country from  Sonoma, CA to Columbus, Oh and NYC. This past week we submitted all of the poverty reduction U.S. Treasury Grants we labored over during 18 hour work days-  and held our final meeting in Louisiana, literally the beautiful bayou. The people, they were warm like an apple pie right out the oven. An old minister and college professor schooled this white girl on how to play dominoes. Scott (one of my business partners and a dear friend) and I left after eating the best gumbo, being embraced by a group hug and farewells from our new friends.

After sleeping for 14 hours, I woke this morning absolutely delighted to run errands to replenish the basics like TP and garbage bags, do the dishes and enjoy the connection of laughter, hugs and random conversation with the kids, my brother and the people round home that I love. It's amazing what being MIA from your own life will do to your TP supply. (Ponder that for a moment. It is meant to be odd.)

During the travel, I picked up a magazine, The Atlantic, founded by Ralph Waldo Emerson, who I admire for his logic, poetry and science based spiritual philosophies. Tonight, online I was steered to a video by the Atlantic about a Harvard research team that followed 269 Harvard students, 10 men through their entire lives starting in 1930 to document the keys to happiness and how to live well. The men are now in their 80s. The video is short and well worth the watch up to the final seconds.

I found the video while searching for the folloing quote:

“I am the happiest man alive. I have that in me that can convert poverty to riches, adversity to prosperity, and I am more invulnerable than Archilles; Fortune hath not one place to hit me.” 

Sir Thomas Browne

Life reflects back to us our own attitude. We experience what we expect to experience, because it is what we create. When we face adversity and view it as opportunity. The attitude shapes our sight. The adversity passes and we are left with: The Opportunity.

The Harvard Study's concluded that happiness is love. I believe our happiness comes from our way of being. When our way of being is loving, that is what the world reflects back.

As I center on this with faith in a loving God, I am the happiest woman alive.

Ever Feel Just Incredibly Blessed?

After a month of traveling from Sonoma, CA to NYC for work, I came home to see this sign. The porch was decorated with ten beautifully carved, lit pumpkins. The whole house was clean, including the boys room, the dishes, fresh sheets. This is all the work of the amazing, magnificent (drum roll please) Jenny Arde.

Jenny (pictured with beau Todd) is a single mom, like me. She owns her own business, again ditto. She is renting the spare room in my home and her son and Dylan are sharing a room while construction finishes on my investment house, the mother-in-law home on my property. She will move into that home at the end of the month. And what's brilliant is: we lift each other up! We help one another with the kids, cooking, laundry and she is bringing so much to the table on the construction projects from drywall hanging to painting. The business she owns is a painting company. So while she builds equity in my properties, I am giving her slashed rent so she can save her money away to buy a home for her and her son.

Here's a photo of our boys with their best bud Travis before last week's soccer game. This week Ashton cleaned Dylan's room and left a note for him that said, "Thanks for being a really good friend. Love, Ashton." Dylan and I are so blessed to have such great friends in our lives.



Speaking of, for her birthday, one of my dearest friends, Robbi Firestone took me to see Teatro Zinnzani. It was amazing. She won the tickets at a philanthropic event she attended this summer. We had the best time. Robbi does so much good in the world, it doesn't surprise me that the universe gave something remarkable back to her. Last year alone Robbi donated over $30,000 to local non-profits from her art. She is a world class oil portrait artist. My favorite story is her donation to Camp Korey, which is a retreat for children with life threatening illnesses.

With all of this gratitude, how could I not instigate something to give back to the world. When I got sick from my trip to Ohio and stayed home with my mom, I was spoiled by her homemade chicken noodle soup. As soon as I got back to Tacoma, I made a quadruple batch of soup and delivered it to sick friends. Everyone is sick right now and so many people don't have insurance- or even moms close by to make soup. So I threw the idea onto Facebook as the Chicken Soup Movement to encourage others to do the same and 134 people from across the country have accepted or passed it onto others to join to make soup for sick people in their neighborhood. Crazy, awesome! Check it out.

$500,000, Einstein, NYC and a Long Lost Friend

It's my favorite work of art, because it comes to life in person. I haven't visited it in over ten years. It took $500,000 to get there and I arrived at the MET with the man who stole my heart as a boy seventeen years ago in high school.

The art is Autumn Landscape by Louis Comfort Tiffany. The $500,000 is a US Treasury grant Melina, Scott and I (Credit Union Strategic Planning) landed to help immigrants in Harlem to lift themselves out of poverty. Did you know that immigrants are the poorest of the poor in the U.S. for three generations? And my renewed friendship is with one of the finest people I've ever had the pleasure of calling a best friend. Back in high school he bagged groceries at the store and I worked at the restaurant across the street. Back then he was my first crush. Now he is a remarkable father, brother, son, veteran, and more remarkable friend than I could have imagined. We hadn't seen each other for over 15 years- so of course we met up in
NYC (smile). Like me, he works to help people. And our friendship is a gift, like all things in life- even hardships. His sister remarked that the timing of our friendship was good for him. She had no idea of the good timing in my life for a positive male influence to reaffirm my faith in men treating women with respect. We both lifted each other up and that is where happiness comes from: Our way of being.

Everyday my faith (in a loving God) is affirmed by life. It's occurring to me that the spirit of God in us, the way we are made in the likeness of God means that when we create anything in life it is divine. We see this in the inspiring works of art that are created by Tiffany or the feeling of awe from inventing an opportunity to be a positive change agent in the world. I'm also astounded by the story of Jesus having faith to die on the cross for our sins, and it's profound beauty in reflecting the good that can happen in our own lives and the world when we embrace fear and take a leap of faith to turn adversity (Any hardship. See the 911 memorial cross in the picture) into an opportunity for humanity, kindness and love. As I look at the challenges I've faced this last year, and how the circumstances were altered by surrendering to God and choosing faith instead of fear, I see the gift of a graceful and powerful life.

And that is what's going on in life right now. To that end Melina and I offered Scott Butterfield ownership in Credit Union Strategic Planning and the position of CEO. He accepted our offer and we immediately picked up clients in Alaska, California and Louisiana. The word is out that we are saving small credit unions and helping consumers.

And the H1N1 I picked up in Ohio (yup mom and I got really sick) laid me up at my mother's house, just long enough to let her make me homemade chicken noodle soup, for us to love one another and appreciate all the health and happiness we take for granted.

So I'm jumping on a plane from Ohio back to Tacoma tomorrow. Dylan's sock hop is this weekend and I'm certain to have a great time with the kids and my friends Jenny, Karl and Ayana. Life really couldn't be any better- with the exception of maybe getting to spend a week or a month with my Grandma Jeanne. Guess I'll have to come back to Ohio next month. That I will work on until then, Thank you God for all of the blessings in my life..

Good Times

Dylan and I have hit our work hard, play hard stride. Dylan's grades have skyrocketed. He is taking caring for the pups seriously. And soccer is in full gear. My dear friend Karl Kilga (Claire and Travis' dad) is D-man's soccer coach.



Karl works the boys out so hard they come home EXHAUSTED.












The Kilga kids, Karl, Dylan and I have been close for years; I even taught Claire how to ride her bike. While the boys work the soccer field, Claire and I relax with the puppies, swing on the playground and taunt each other with double dutch jump rope challenges. With work in full gear (The US Treasury CDFI Fund opened a new $113 million round) and my promise not to work at all after picking Dylan up from school, Tuesdays and Thursdays have officially become my favorite days of the week.



Melina and I are embracing a tremendous work milestone this week. We are celebrating the one year anniversary of our business with gratitude for the amazing people we work with and good that we are doing. As I've said before, the world is reflecting our good intentions back at us. It is amazing. I never dreamed our business would be so healthy after one year. I cried tears of joy this week. The sustainability is awe inspiring as we add new clients from across the country every week including credit unions in Sonoma and Louisiana this last week. Thank God. Thank God. Good times.

Little Girl Games

I still like to play games, little kid games. I am talking about the kind of nonsense I played with Trista. Tuesday I attempted an old game silently in my mind as I drove D-man to school in a neighborhood filled with beautiful houses. It was a game of little girl imagination along the lines of how many kids do you want to have? What do you want to be when you grow up? It was which house do you want to live in?

I always chose the little white one beside Dr. McDonalds' (both of them) office in downtown Bolivar. The one with the Bolivar sign in the front yard. It was the way they manicured the lawn with kris-cross perfection, and kept the home freshly painted. These people LOVED their home. It wasn't decadent. Ironically, my parents' home was four, maybe six times as big- with a HUGE swimming pool.

On the drive to Dylan's school, I thought what a great life visualization exercise. What is my favorite home in this incredible neighborhood near Dylan's school; Only to be frustrated by my inability to choose. None of the houses were my favorite house. I felt slightly defeated. Why couldn't I choose? It's an easy game.

Lets bring this ship into port. I sat on my porch swing this morning watching the pups do their bidness. Two middle school girls walked by. One paused in the sidewalk and turned to me, "Your house is beautiful. It's my favorite house. I look at it everyday.” And blough like a steam roller- it hit me.

My home is my favorite house. I love this house. I even told the girl, "Thank you. Thank you for telling me that you love my home. I love my home. I work on it all the time. This summer I climbed up onto the roof myself to paint the trim."

Just like the people in the little house in Bolivar, I love my home. Apparently that love is something that little girl's dreams are made of. I'm living my own dream. Bliss.

Now off to make money to pay for that paint (wink). Special thanks to my Grandma Jeanne for the love that she put into my life and home. I am grateful.

Yo Quiero- We got a puppy dog!

Dylan has been asking for a Chihuahua for over a year. Not just any dog- a Chihuahua. As we've been living in peace and harmony with new rules and respect in the house I was actually thinking about it. During the past year, I've always said, "No way." I haven't really liked a dog since my dachshund when I was a little girl. And ooooh the responsibility (wrinkled brow and sigh.)

Well the lesson at Genesis this week was about feeling joy. I almost felt like Rev. Charles was speaking right to me about letting go of the need to work too hard and taking life too seriously. Separately we had a great conversation about the lightness he's seen return in my spirit during the last month. Of course I busted out a famous machine gun laugh to celebrate the call for free, joyous expression.



Along those lines, I had a joyous weekend and on Sunday night God sent more joy to our house. My friend showed up with not one, but two Chihuahua puppies in need of a good home. The big fat begging lip showed up on Dyan's adorable face. I thought to myself, "Ok, God, I hear ya."

We played, laughed, rolled around with the disgustingly adorable spotted, blue eyed pup.

After much deliberation (I am still very serious.) and agreements with Dylan about responsibilities and chores- we decided to keep her. We didn't keep both pups, but we are now a family complete with one disgustingly adorable salt and pepper spotted, blue eyed chihuahua puppy.

Now for a name...Suggestions. I was thinking Faith? or Joy?

Saling Under the Harvest Moon

September in Seattle (and Tacoma) is marked by cool air that chills the nape and the last of the zucchini blossoms. In the Garden of Goodness, a beautiful bounty of squash, cucumbers, peppers, leeks, tomatoes, and lima beans was lit by the harvest moon this weekend. It also sparkled across the water of Elliott Bay (read on).

The seeds we’ve sown and nurtured have blossomed and bore fruit when we reap our harvest. These past few months I planted seeds of my own to:

1. Regain my self-love.

2. Establish boundaries to improve my parenting and protect my home and finances.

3. Step faithfully beyond the fear of the unknown with my business and construction projects.

4. Be the integrity that my word represents my intentions to the world.

5. Forgive and release energy focused on the past.

The (symbolic) garden of my life is overflowing with freshness..


Dylan started the fifth grade last Wednesday. We made an agreement on the house rules. After setting the rules, I asked, “Is there anything that would keep you from living with these rules? Now is the time for us to change anything you can’t live with.” He asked if we could have a rule that I take him to school 20 minutes early everyday. I said, “No problem,” and kept my promise all week, as I will for the remainder of the year. He also kept his word about living with the rules.

For the first time ever, on Thursday he asked, “Is there any other chores I can do for you, mom?” AMAZING! The rules and expectations are building his motivation and confidence. He wants to exceed my expectations.

I too want to exceed my own expectations (and his). In business, we closed two more U.S. Treasury grant writing contracts last week- and picked up a strategic planning client in Sonoma, CA.

What about personal joy? I mentioned, “the moon sparkled on Elliot Bay.” I’ve been so heartbroken these last few months, that I forgot that spending time with an attractive, charismatic man could be enjoyable and romantic. I went on a date on Friday- let my hair down, laughed, smiled and was swept off my feet for an evening. It’s been so long since I’ve felt remotely interested in a man. And really it has been about me loving myself enough to let go of something that didn't work to create an opening in my heart for something that could.



I’m letting go of the sadness. It’s not hard when the option is to sit in mourning or to graciously accept roses during a sunset cruise from someone that just wants to get to know me.

The message at my spiritual center today was simply be light and feel joy. That seams like a way to be grateful for the things we’ve nurtured and grown in our lives.